That About Wrapped It Up

March 15, 2019: 2 Chronicles 4; 1 Kings 8.


2019 “Relevant” Bible Reading Guide

It’s done. Finally. The 2019 “Relevant” Bible Reading Guide is posted and scheduled. You may print it from the menu above. Or print each month when they publish on the 25th.

I had the most trouble with this year’s guide. I actually went through the double-checking process twice. I recorded the date we will read each chapter next to it. I had to finish it today. God made that clear in the verse He showed me.

2 Chronicles 4:1, “…And that about wrapped it up: Hiram completed the work he had contracted to do for King Solomon.” The Message
Missing In Action

I apologize for being “MIA” the last week. I was sick. I still read every day but didn’t write a post. I did want to share a few highlights of the week.


Tuesday, March 11th

My sore throat made my voice come and go. I’m ready to get off the couch and back to life.

Proverbs 24:13, “Eat honey, dear child – it’s good for you…” The Message


The honey helped! I’m turning the corner.


Wednesday, March 13th

I did one of the three tasks I normally do on a Wednesday. I’m making a comeback!

After playing for the worship service, I gathered my music and headed to class. I forgot to unplug my in-ear headphones from the Aviom. When I reached the end of the cord, I realized my mistake.

I turned around to unplug the cord and accidentally stepped into the strap of my purse. When I turned back around, I felt it wrapped around my ankle. Luckily, I didn’t wipe out.

Yeah, I’m back.

Proverbs 30:32, “If you’re dumb enough to call attention to yourself…” The Message


Most of the time, I’m hoping no one is paying attention to me!

Thursday, March 14, 2019

We have only one more class in Financial Peace University. I watched the video to see the part I missed while playing for the service. There is so much information and many ways to improve our finances.

I thought when we have a certain amount of money in savings I would be secure. God showed me I can’t have security without stability. If I can’t live on less than we make, our savings will quickly disappear.

Proverbs 3:17, “He placed the pillars in front of the Temple, one on the right, and the other on the left. The right pillar he named Jakin (Security) and the left pillar he named Boaz (Stability).” The Message

* * * * * * *

“…Pillars were commonly used in this way to mark the entrance to ancient temples. …Their names seem to make them symbolic of God’s presence in His strength.” Chronological Study Bible Notes

* * * * * * *

“…Regardless of how much money I earned or saved, I never felt quite secure. …I’ll never forget a conversation I had with my first coach about security. …He said, ‘Cheryl, true security comes from having a reserve in all areas of your life – community, love, self-esteem, a connection to God, and health, in addition to financial reserves. Until you invest in these other areas, you’ll always feel insecure, regardless of how much money you have.’ ” “Life Makeovers” by Cheryl Richardson


Security and stability are only found in God’s strength.

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Your Mother’s Teachings

March 7, 2019: Proverbs 5-9.


  • Wash your hands with soap.
  • Drink lots of water.
  • Stay in bed.
  • Eat chicken noodle soup.
  • Eat spicy foods.
  • Get plenty of Vitamin C.
  • An apple a day keeps the doctor away.
  • Keep a vaporizer going.
  • Take a nap.
  • Rub Vicks on your face and throat.

I ate 2 apples and a Vitamin C drop. The diffuser in my office wasn’t cutting it. I grabbed my books and notebooks and went back to bed.

My books are between the bed and the bookshelf with the titles facing up. There’s a pitcher of water on the floor next to them. On the top shelf is a bag of Hall’s Strawberry Drops. The vaporizer is chugging merrily along.

I wrote in the morning and then took a nap. I brought the Chromebook into the bedroom long enough to publish my post. (The screen turned pink when I had the vaporizer in my office.) 

David brought home a 6-pack of tacos and a pound of potato oles. Then he made me shut the TV off at 8:30 p.m.

He’s as mean as Dad. I can still hear him say, “Go take a shower and wash those germs off. Then you’ll feel better.”

Proverbs 6:20-23, “Good friend, follow your father’s good advice; don’t wander off from your mother’s teachings.
(21) Wrap yourself in them from head to foot, wear them like a scarf around your neck.
(22) Wherever you walk, they’ll guide you; wherever you rest, they’ll guard you; when you wake up, they’ll tell you what’s next.
(23) For sound advice is a beacon, good teaching is a light, moral discipline is a life path.” The Message


* * * * * * *

Proverbs 7:1-3, “Dear friend, do what I tell you; treasure my careful instructions.
(2) Do what I say and you’ll live well. My teaching is as precious as your eyesight – guard it.
(3) Write it out on the back of your hands; etch it on the chambers of your heart.”
The Message


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Men Who Walk Straight

March 6, 2019: Proverbs 1-4.



The Dave Ramsey class last night was on investments. He explained Mutual Funds and diversification. His recommended percentages floored me. They were the same percentages God gave me when we opened David’s 401K. We never changed them or borrowed the money.

Fast forward to 2017. We made 20% on our investments. The company strongly suggested we “rebalance” our accounts. We lost the 20% we earned plus all the money we invested in 2018. In January, we “rebalanced” again. I’m sure our “rebalancing” brought in greater profits for their company. I’m ready to move on.

Proverbs 1:18-19, “Nobody robs a bank with everyone watching, (19) Yet, that’s what these people are doing – When you grab all you can get, that’s what happens: the more you get, the less you are.”
The Message

* * * * * * * *

Proverbs 2:21, “It’s the men who walk straight who will settle this land, the women with integrity who will last here.”
The Message


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Listen to Birdsong

March 5, 2019: Song of Solomon 6-8; 2 Chronicles 1; 1 Kings 4.


Just an Ordinary Tuesday


Nothing exciting to report. David paid bills and I posted them to “Every Dollar.”

I finished reading “Secrets of the Millionaire Mind” by T. Harv Eker. The first two chapters matched the first two chapters of “Battlefield of the Mind.” He spelled out wrong thought patterns but you have to go to a seminar to “retrain your brain.” Joyce Meyer gives you the scriptures to retrain your brain in her book.

“…your disappointment may turn out to be God’s appointment!”

The Word for You Today, 3-5-19

I started reading “The Dream Giver” by Bruce Wilkinson. He wrote “The Prayer of Jabez.” I couldn’t put it down! I finished it before lunch. David started reading it on his lunch hour.

Mom stopped by and we visited for an hour. I published my post and made a grocery list. See, just a boring Tuesday. Maybe I should plan a weekend get-away.

Song of Solomon 7:11, “Let’s sleep at some way-side inn, then rise early and listen to birdsong.”

The Message

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Oh, My Dear Friend

March 4, 2019: Psalms 27, 127; Song of Solomon 1-5.


Nap on Monday?

I slept until almost 6 am. I guess those nights of only 6 hours of sleep caught up with me. I wrote 2 posts and was ready for a nap!

But who naps at 10 am? Everyone is at work. What if someone stops by and I’m asleep on the couch? What will the neighbors think?

I walked into the living room. It was -10° outside but the sun was pouring in my big window. And the couch looked so inviting…

It’s amazing how a 15-minute power nap can revive you!

Psalms 27:1, “Light, space, zest – that’s God! So, with Him on my side I’m fearless, afraid of no one and nothing.”

The Message

* * * * * * *

“Mom, are you praying for my friend?”

Laura told me one of her friends moved to Washington to work on a tug boat. He wasn’t there long when the captain laid off the crew. He decided to take a vacation in Hawaii. He invited his mother to join him.

On the plane ride, she struck up a conversation with the man next to her. He owned a tug boat – in Hawaii!

I told Laura, “I pray for all your friends. One day, you’ll marry a friend.”

Song of Solomon 1:15, “Oh, my dear friend! You’re so beautiful! And your eyes so beautiful – like doves!” The Message

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Walk in the Paths He Shows You

March 3, 2019: 1 Kings 2, 3; Psalms 45.
Hungry for Chicken

After church David announced, “I’m hungry for fried chicken.” He decided we should eat at Pizza Ranch.

They were out of chicken!

We sat across from Vivian, Janet, Karen, and Marilyn from our church. We ate salads and visited while waiting for the chicken.

After our meal, I wanted “Blueberry Dessert Pizza.” They were out! I asked if there was one cooking. They offered to make one and gave me a number, promising me the first piece.

When they learned a blueberry dessert pizza was on its way, the ladies decided to wait, too. I told them this was the closest I could get to pie and ice cream.

Janet reminded me they serve homemade pies at the Women’s Club luncheon. It’s on the 12th and I made a mental note to go.

We talked about Aunt Marie, (Karen’s neighbor), and David’s grandpa. I pulled up a picture of Grandpa as a young man on my phone. Cousin Todd sent it to us a few years back. That led to a conversation about…our unhappiness with Dish…and what we’ve learned at Dave Ramsey’s class.

When the blueberry pizza came, we ate most of it – with ice cream! I’m so glad our path crossed with those ladies.

1 Kings 2:3, “Do what God tells you. Walk in the paths He shows you: Follow the life-map absolutely, keep an eye out for the signposts, His course for life set out in the revelation to Moses, then you’ll get on well in whatever you do and wherever you go.”

The Message

We went home and I took a long Sunday nap. After all, Sunday is the Sabbath – the day of rest!

Proverbs 3:24, “You’ll take afternoon naps without a worry, you’ll enjoy a good night’s sleep.”

The Message

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He Won’t Walk Off and Leave You

March 2, 2019: 1 Chronicles 29; 1 Kings 1; Psalms 2, 110.


The Consignment Store

We gathered some new clothes that didn’t fit properly and put them in a bag. We took them to “Stuff” to sell on consignment. Our daughter Laura and David’s sister Melinda went with us.

After setting up an account, David went to Kohl’s to look for jeans. He didn’t find what he wanted and came right back. We were still shopping.

He ordered an iced coffee and sat in the café area. He posted to Facebook, “Sitting at ‘Stuff.’ Oh, what a lonely boy.”

I checked out, sat down next to him, and noticed his post. I commented, “I’m sitting right next to you.” David made 2 mistakes: he sat down and looked at his circumstances.

1 Chronicles 28:2, “King David stood tall and spoke…”

The Message

* * * * * * *

1 Chronicles 28:9, 10, “…If you seek Him, He’ll make sure you find Him, but if you abandon Him, He’ll leave you for good. (10) Look sharp now!…Be brave, determined! And do it!”

The Message

* * * * * * *

1 Chronicles 28:20, “…Take charge! Take heart! Don’t be anxious or get discouraged. God, my God, is with you in this: He won’t walk off and leave you in the lurch. He’s at your side until every last detail is completed…”

The Message

Passive Income

My husband doesn’t think we’ll make much money selling at “Stuff.” But “little is much when God is in it.”

King David Didn’t Think It Mattered

King David concentrated on training Amnon and then Solomon to wear the crown. He spoiled the rest of his children. He didn’t think it mattered because they would never be king.

1 Kings 1:6, “His father had spoiled him rotten as a child, never once reprimanding him. …”

The Message

God disciplines us because He loves us. He adopted us.

1 Chronicles 28: 6, “…I have chosen him to be my royal adopted son; and I will be to him a father.”

The Message

When discouragement comes, we need to ignore our circumstances and run to God.

Psalms 2:12, “…But if you make a run for God – you won’t regret it.”

The Message

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His Father Made Him First

March 1, 2019: 1 Chronicles 26-28.


Choosing Accounts

David and I decided to read one page or paragraph of “Sound Mind Investing” together each day. We are in the chapter about an emergency fund. Austin Pryor agreed with Dave Ramsey – a money market account is the best choice. I googled “2019 Money Market Accounts.”

We had to move our savings a few months ago. The insurance company we were using closed its online savings account division.

We prayed James 1:5, “God give us wisdom,” and Proverbs 25:45, “Show us, teach us, lead us.” (We read one Proverb each day of the month for years. That’s where Solomon wrote his financial wisdom.)

The account we chose was third on the list! We are not financial wizards but God makes us come out ahead.

1 Chronicles 26:10, “The sons of Hosah the Merarite were Shimei, (He was not the firstborn but his father made him first.)…”

The Message

Pricing Insurance

After David went to work, I spent 3 hours working on insurance. Our credit union is offering group auto insurance. I was on the phone over an hour with their representative.

I printed off their quotes. Then, I contacted a Dave Ramsey rep for new quotes. (I checked them a year ago.)

At the “Financial Peace University” website, I took the insurance coverage quiz. I didn’t need one type of insurance. I can throw that quote away.

I’m just checking my defense. I want to guard against any catastrophe.

1 Chronicles 26:16, “The guards stood shoulder to shoulder…”

The Message


Financial Peace University

We are enjoying the class immensely. We recouped the fee in the first month!

After the first week, I considered paying the fee for each of our children to take the class. But I know they will only take it seriously if they pay the price. I trust God will send others to teach them.

1 Chronicles 27:43, “Jonathan, David’s uncle, a wise and literate counselor, and Jehiel son of Hacmoni, were responsible for rearing the king’s sons.”

The Message

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Nobody Was Given Preference

February 28, 2019: Psalms 91, 92; 1 Chronicles 23-25.


Learning a New Song

I practiced the lead line for the song, “Great Things” by Phil Wickam. We are introducing it on Sunday. I was confident I had it memorized. I’ll play on the introduction, verse, instrumental, and outro. (Or, so I thought!)

On the drive to practice, we listened to it. I realized the introduction had 3 different lead lines! (Yikes! I only learned 2!)

Before practice, Derek announced the bass player would be teaching in Mt. Pleasant. He asked Rachel to cover the low notes.

(Whew! I dodged a bullet. I didn’t practice the chords – just the lead lines.)

We played through it a few times. Derek decided it was empty without a guitar and bass. He instructed…

“Mom, I want you to play chords on the chorus and bridge. Play the lead lines with your right hand and “Pamela” with your left.” 

(“Pamela” steals the bass notes. lol)

No pressure. Yeah, right. It was rough. It’s “back to the drawing board…er, keyboard”…for me!


King David’s Worship Team


1 Chronicles 24:31, “They also cast lots…The families of the oldest and youngest brothers were treated the same.”

The Message

* * * * * * *

1 Chronicles 25:8, “They drew names at random to see who would do what. Nobody, whether young or old, teacher or student, was given preference or advantage over another.”

The Message

* * * * * * *

1 Chronicles 25:7, “They were well-trained in the sacred music, all of them masters….”

The Message

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Substituting Statistics for Trust

February 27, 2019: 2 Samuel 24; 1 Chronicles 21, 22; Psalms 30.


Trusting God with Our Budget

This is our third month using the free “Every Dollar” app. I love it! David is not convinced. He divides our income by our budget on an Excel spreadsheet. The salary-based budget does not reflect overtime, interest, tax refunds, etc.

I set up the March budget on “Every Dollar” and adjusted the spreadsheet to match. There are still areas we need to fund and that is where trust comes in. We trust God to either provide more income or show us where to cut expenses.

1 Chronicles 21:2, “Then David prayed, ‘I have sinned badly in what I have just done, substituting statistics for trust; forgive my sin – I’ve been really stupid.’ ”

The Message

Trusting God with our Savings

We also need to trust God with our investments. The “Parable of the Talents” in Matthew 25:14-30 is a story about investments. One servant was given $5,000, another $2,000, and the third $1,000. The first two worked hard and doubled their money. The third one buried it.

When the master returned he asked for an accounting. The first two pleased him but he was furious with the third. He told him, “The least you could do was deposit it and earn a little interest.”

No matter how much God gives us, our goal is to at least double it. Why? It takes money to spread the Gospel. It takes money to send missionaries, help the poor, provide for our churches and staff, etc. To give generously, we have to have it first.

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