Investments

At one time, David and I worked 10 jobs. We were newlyweds and he was laid off. We cleaned, mowed lawns, took out garbage for our landlord, did odd jobs, daycare, and gave piano lessons. We were not working to become rich, we were working to eat.

When our oldest son was nearing graduation, we worked 5 jobs. I was already working two and agreed to set up the bookkeeping for a car dealership our friends were starting. Twice a week, David went with the owner to car auctions. It was our last big push to help our son with college.

When my health failed, and I could no longer work, David worked 4 jobs. After 9 1/2 hours at the lumberyard, he mowed lawns, umpired for Babe Ruth and Little League games, and was an announcer at home baseball games for the high school. He wasn’t trying to get rich, he was trying to replace my lost income and pay off medical bills.

It was never our intention to get rich, we spent less than we made, and didn’t have the latest toys, phones, and gadgets. (We still don’t have an XBox or equivalent!) We planned ahead and made tiny investments.

How tiny?

For years we put a dollar a week into a Christmas Club. When the bank teller laughed at me, we switched to a credit union. Each year we would only have a dollar or two to spare at Christmas, but we had over $50.00 from our Christmas Club. The gifts we bought were not lavish, but we were excited to give them. (We now save for Christmas in our money market account that pays a better interest rate than the local Christmas Clubs.)

When my friend shared an investment she was setting up, my mind flashed back over those years. We had made the same investment as newlyweds and abandoned it 10 years later. She was not asking my advice but making conversation. It’s a small town and another friend is setting up the investment.

I actually froze!

I didn’t want my friend to lose business and I didn’t want this friend to make an investment she would later abandon. I’m not an expert! I ended up just telling her our story.

Proverbs 23:4, “Do not labor to be rich; cease from your own wisdom.” Modern English Version

In the middle of the night, I thought of another investment that would benefit them both. I can’t wait to share it with her.

“It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.” Warren Buffet

I think his advice applies to investments, too! (By the way, David worked only 1 job last year and we continue to spend less than we make and invest small amounts.) 

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