About Frugal Fish

I grew up on Elim Bible Institute, Lima NY & Pinecrest Bible Training Center (Now the Whitestone Academy), Salisbury Center, NY, where my father was on staff. I have read the Bible through, every year since I was 13. I moved to Fairfield and started playing the piano at the Foursquare Church. I became secretary/treasurer and served for 24 years, stepping down due to a health issue. My family now attends the Fairfield satellite of Faith Christian Outreach Center, Mt. Pleasant, where we serve in the worship band. We have three grown children and one grandchild. ©2009-2018 frugalfish.org. All rights reserved.

Life on God’s Terms

Thank you for checking back! A sinus infection sidelined me for 10 days. I started an antibiotic last night.

I spent several days on the couch. I got up for the church services – but went right back to bed afterward.

We are taking Dave Ramsey’s Financial Peace University on Wednesday nights. I didn’t want to miss 2 weeks.

Yes, I am Frugalfish. Yes, we are debt free – no mortgage! But there is always more to learn.

We know the difference between a need, a want, and a desire. Frugality is our way of life. A conversation with our daughter, Laura, showed we passed that knowledge on.

“Mom, I made a grocery list and left it on my desk at work.”

“I hate when that happens!”

“I bought stuff I wouldn’t have with a list. Did I need that summer sausage? No! I wanted it. Did I need those brownies? No – wait – maybe I did need chocolate…”

“If you live like no one else now, later you can live and give like no one else.”

Dave Ramsey – Introduction to Financial Peace University

Luke 17:33, “If you grasp and cling to life on your terms, you’ll lose it, but if you let that life go, you’ll get life on God’s terms.”

The Message

“The World’s messages tell us we’ll be content if we look a certain way if we behave in a certain fashion, and if we accumulate a certain number of material possessions. But the contentment the world offers is fleeting and incomplete. Thankfully, genuine contentment – the contentment that results in a lasting sense of inner peace – is not found in shopping malls.”

Hugs – Daily Inspirations for Women, January 18

How are you ‘living like no one else’?

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


Invite Outsiders, Not Coddle Insiders

I wrapped a small gift for my sister’s birthday. I hope she won’t mind that it’s a day late when I give it to her at church.

There’s a youth worker’s meeting today and that means half of the worship team will be at the main church. I won’t see my son, daughter-in-law, or sister-in-law because of the meeting.

My friends took her parents south for an extended trip. A lot of familiar faces will be missing. I felt a gentle rebuke when I read this verse:

Matthew 9:12-13, “Jesus, overhearing, shot back, ‘Who needs a doctor: the healthy or the sick? (13) Go figure out what this scripture means: “I’m after mercy, not religion.” I’m here to invite the outsiders, not coddle insiders.’ ” The Message

There are many faces at church that I still do not know. And gratefully, there are always new faces!

One thing God has told me is to accept people right where they are. Because God accepts me right where I am. Hurting people come to church and we try to patch them up with religion.

Matthew 9:16, “He went on, ‘No one cuts up a fine silk scarf to patch old work clothes; you want fabrics that match.’ ” The Message

God heals from the inside out. They have to believe first. Jesus restores every facet of our lives: spirit, soul, and body.

Matthew 9:35, “Then Jesus made a circuit of all the towns and villages. He taught in their meeting places, reported kingdom news, and healed their diseased bodies, healed their bruised and hurt lives.” The Message

Our job is to love people and pray for them. We point them to the Savior, not rescue them ourselves. We cannot be their source.

“…love people and pray for them, but spend your time with those who are willing to be helped.” The Word for You Today, 1-5-19

Did you meet someone new at church today?

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


According to Plan

I forgot to send the songs to cousin Brenda. I told her I would in August. Of course, I only remembered in the middle of the night.

This time, I wrote it on my task list: Send the songs that have portions of hymns in them to Brenda. 

My list was long and my basement is in disarray. The stockings are hung on the clothesline with care. (I dry-cleaned them yesterday.) The other clothesline is full of Christmas throws and blankets. Two partially packed totes of Christmas ornaments are in the living room.

Luke 8:1, “He continued according to plan, traveled to town after town, village after village, preaching God’s kingdom, spreading the Message. …” The Message

What is my plan, Lord? I started with the first item on my list. I thought of goals for this year. Some scare me!

Luke 8:37-39, “Later, a great many people from the Gerasene countryside got together and asked Jesus to leave – too much change, too fast, and they were scared. So Jesus got back in the boat and set off. (38) The man whom He had delivered from the demons asked to go with Him, but He sent him back, saying, (39) ‘Go home and tell everything God did in you.’ So he went back and preached all over town everything Jesus had done for him.” The Message

I don’t want to push Jesus away because there are changes. And everything happens so fast. (Like right now! I’m typing on a new editor and I have to do everything differently! Type a paragraph – set the bold, set the quote, get out of that box and start a new one. I am not a fan. This is taking forever!)

I want to follow Jesus. Hitting the road looks so glamorous. It’s not. (Been there, done that, got the tee-shirt. Television and concerts are not glamorous.)

He keeps telling me to stay home and talk about everything He has done for me. I wondered why He told the parents of the little girl to keep quiet?

Luke 8:56, “Her parents were ecstatic, but Jesus warned them to keep quiet. ‘Don’t tell a soul what happened in this room.’ ” The Message

* * * * * * *

“…Keeping a secret of the new life given Jairus’s previously deceased daughter would have been impossible (Matthew 9:26). So some have thought that when Jesus charged her parents ‘not to tell anyone what had happened’ (Luke 8:56), He was referring specifically to what had transpired in the girl’s room. Perhaps Jesus wanted to leave open the possibility in the minds of some that the girl had actually only been sleeping (Matthew 9:24; Mark 5:39; Luke 8:52), lest His fame for raising the dead should become a hindrance to His continuing ministry. …”

Chronological Study Bible Notes

If the parents spread the news, everyone would have pressed Jesus to raise their dead. He would not have had time to preach, heal the sick, and set the captives free.

Yes, He had a long task list, too! I followed His example and prayed, “Father, what would you have me to do next?”

I marked off all but one item on my list. The Christmas throws are still on the clothesline downstairs. But, the ornaments are all safely packed away – even the new ones!

“Never be afraid to trust an unknown future to a known God.”

Corrie ten Boom

Do you have a plan?

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


What You Believed Could Happen Has Happened

“Let’s read Mark 11:23 in the Modern English Version. ‘For truly I say to you, whoever says to this mountain, ‘Be removed and be thrown into the sea,’ and does not doubt in his heart, but believes what he says will come to pass, he will have whatever he says.’ How many times did we read the word ‘believes’? Once. How many times did we read the word ‘says’? Three times. …Be careful what you say.” Pastor Monte Knudsen, 1-2-19

In Matthew 8, the captain’s servant was sick. He believed Jesus could heal him. He said to Jesus, ‘Just give the order.’

Matthew 8:13, “Then Jesus turned to the captain and said, ‘Go. What you believed could happen has happened.’ At that moment his servant became well.” The Message

* * * * * * *

Last night we attended a cousin’s funeral. While talking with aunts and uncles another relative joined us.

She said, “You should read Pam’s Bible posts. They’re really good. She uses the messenger Bible.” (I think she meant The Message.)

Two of our uncles are preachers. I thought I would get chided for not using the King James Bible. I told them, “I grew up on Bible schools reading the King James Version. I didn’t understand it. I don’t speak Elizabethan English. I read the modern versions so I can understand what I’m reading.”

* * * * * * *

Funerals today are much different from in Bible times. We remembered good things and there was a lot of laughter.

Matthew 8:21-22, “Another follower said, ‘Master, excuse me for a couple of days, please. I have my father’s funeral to take care of.’ (22) Jesus refused. ‘First things first. Your business is life, not death. Follow me. Pursue life!’ ” The Message

* * * * * * *

“…No son whose father had just died would be talking with Jesus in public before the father’s body had been laid in a tomb. …Even today in the Middle East, the expression ‘Wait until I bury my father’ expresses a desire to wait until the father has died before embarking too far from home. …Jewish people in the 1st century let the flesh rot off of a corpse’s bones for a year, then returned to the tomb and gathered the bones into a box which they deposited into a slot in the tomb wall. If the disciple was referring to such a reburial, known as ‘secondary’ burial, then he was asking for as much as a year’s delay in following Jesus. …” Chronological Study Bible Notes

Your business is life! Pursue life! What are you believing for?

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Just Be There

In the movie, a nun walked through the dormitory ringing a bell at daybreak. Each nun, in their matching nightgowns, slipped out of bed to their knees. You could hear the murmur of morning prayers.

After watching it, I decided I should pray first also. For several weeks, I prayed before reading my Bible.

Then I remembered a Sunday School song I learned as a child. It said, “Read your Bible and pray.” Maybe I should read my Bible first?

Ladies and gentlemen, may I present legalism! It’s perfectionism on steroids.

Matthew 6:1, “Be especially careful when you are trying to be good so that you don’t make a performance out of it. It might be good theater, but the God who made you won’t be applauding.” The Message

I found my attention wandering while I prayed. I kept a notepad nearby to write items that I didn’t want to forget.

Matthew 6:6, “Here’s what I want you to do. Find a quiet, secluded place so you won’t be tempted to role-play before God. Just be there as simply and honestly as you can manage. The focus will shift from you to God, and you will begin to sense His grace.” The Message

For years, I wrote in my journal before I read or prayed. I stopped because I thought that wasn’t putting God first. Then I read the devotional from Proverbs 31 MInistries.

“He brought some beautiful, simple tools into my life that have allowed me to find peace and even joy in prayer. …a pre-prayer journal routine that settles my thoughts and quiets my mind. …” “How to Prioritize Prayer in Your Crazy, Busy Life,” Amy Carroll, Proverbs 31 Ministries

Prayer is a private, personal thing. God is working on me where no one sees. But God will do His best for me.

Matthew 6:30, “If God gives such attention to the appearance of wildflowers – most of which are never seen – don’t you think he’ll attend to you, take pride in you, do his best for you?” The Message

Do you have a pre-prayer routine?

* * * * * * *

P.S. I should have waited to publish this post. In the sermon last night, Pastor Monte Knudsen spoke on “perfection.”

“We think perfection means without flaw. Yet the Greek word used here, teleios, means complete, finished, or mature. …To perfect something is a process to completion. …James 1:17 tells us every gift is perfect and complete but it isn’t completely developed in our life. …We are all in the process of completion. …” Monte Knudsen, 1-2-19

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


At The End of Your Rope

For many, today is the last day of Christmas vacation. I’m sure some mothers can’t wait for school to start again!

Matthew 5:3, “You’re blessed when you’re at the end of your rope. With less of you there is more of God and His rule.” The Message

* * * * * * *

“Ann Quindlen correctly observed, ‘Love is not leisure, it is work.’ So even on those days when the dog bites or the bee stings, you should be quick to do the ‘walk’ required to give – and receive – love.”

“Hugs – Daily Inspirations for Women”

David has been home for the last four days. Things have not gone as I planned! Routines just have to wait.

Matthew 5:7, “You’re blessed when you care. At the moment of being ‘care-full,’ you find yourselves cared for.” The Message

My upset routines are nothing compared to what Joseph endured.

“…Joseph…resented by his family, repeatedly tempted by his boss’s wife, then thrown into prison for thirteen years for a crime he never committed. Yet at his lowest points God was with him, arranging each step he took and positioning him to fulfill his calling as the deliverer of his people.” The Word for You Today, January 1, 2019

Joseph’s dreams are what sustained him. Do you have a dream?

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


Helping People or Leaving Them Helpless

Children loved Jesus. He would pull them up on his lap and hug them.

He touched everyone. Sometimes it was physical healing or restored hope. Other times His words erased the hurtful words of others.

The King James Bible says, “He went about doing good.” Be like Jesus. Help when you can wherever you can.

Mark 3:4, “Then He spoke to the people: ‘What kind of action suits the Sabbath best? Doing good or doing evil? Helping people or leaving them helpless?’ No one said a word.” The Message

* * * * * * *

Psalms 37:3, “Get insurance with God and do a good deed, …” The Message

I can hear you protesting – “It’s too late. I messed up. I have to start all over. I seem to only do evil.”

Mark 3:28, “Listen to this carefully. I’m warning you. There’s nothing done or said that can’t be forgiven.” The Message

* * * * * * *

1 John 1:9, “If we admit our sins – make a clean breast of them – He won’t let us down; He’ll be true to Himself. He’ll forgive our sins and purge us of all wrongdoing.” The Message

Have you offered a helping hand today?

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.


Which is Simpler?

Starting this new life was simple. You prayed the “Save Me, Jesus, Prayer” and believed your sins were forgiven.

God is all-powerful. Healing is as simple for Him as forgiving sins.

Mark 2:9-12, “Which is simpler, to say to the paraplegic, ‘I forgive your sins,’ or ‘Get up, take your stretcher, and start walking’? (10) Well, just so its clear that I’m the Son of Man and authorized to do either, or both…” (He looked at the paraplegic), (11) “Get up. Pick up your stretcher and go home.” (12) “And the man did it – got up, grabbed his stretcher, and walked out, with everyone there watching him. They rubbed their eyes, incredulous – and then praised God, saying, ‘We’ve never seen anything like this!’ ” The Message

Jesus wants to heal us!

Luke 5:12-13, “One day in one of the villages there was a man covered with leprosy. When he saw Jesus he fell down before him in prayer and said, ‘If you want to, you can cleanse me.’ (13) Jesus put out his hand, touched him, and said, ‘I want to. Be clean.’ Then and there his skin was smooth, the leprosy gone.” The Message

Telling others you are believing for healing is unnecessary. The results will speak for themselves.

Luke 5:14, “Jesus instructed him, ‘Don’t talk about this all over town. …Your cleansed and obedient life, not your words, will bear witness to what I have done.’ ” The Message

God wants us to prosper in every area of our life.

3 John 1:2, “…for good fortune in everything you do, and for your good health – that your everyday affairs prosper, as well as your soul!” The Message

Our soul is our mind, will, and emotions. The only way to renew our mind is through the Word of God. We pray Bible verses over our problems. We believe until we see it.

Speak these verses over your body until you see it.

  • Psalms 103:3 – God heals all diseases.
  • Psalms 103:4 – God renews my youth.
  • Proverbs 4:22 – God makes my bones healthy.
  • Jeremiah 30:17 – God cures the incurable.
  • Matthew 4:24 – Jesus heals mental, emotional, and physical.
  • Matthew 9:35 – Jesus heals hurt lives and diseased bodies.
  • Luke 4:40 – Jesus healed anyone and everyone.
  • Acts 28:9 – God healed anyone and everyone.
  • 1 Timothy 1:7 – Jesus gives us a sound mind.

Do you have a healing testimony?

©2009-2018 thisyearsbiblereadingguide.com. All Rights Reserved.


For a Person to Succeed

We went shopping yesterday and returned a Christmas gift. I wore a navy sweater with a zipper to make trying on clothes easier. I wanted a black one.

During our Christmas dinner, I realized my buffet area is dark. I desired a candlestick lamp to brighten that corner without taking too much space.

Our last stop of the day was at “Stuff” a consignment shop. I went looking for smaller jeans. I left with a black, zipper sweater and a candlestick lamp. I spent $15.00.

* * * * * * *

God owns it all. We look to Him for everything we need, want or desire. We won’t get everything we want or desire but we will get what we need.

Our job is not our source; He is. He provides the job in the first place. We no longer strive for success. He is the one who causes us to succeed.

John 3:27, “John answered, ‘It’s not possible for a person to succeed – I’m talking about eternal success – without heaven’s help.’ ” The Message

* * * * * * *

“…you may succeed momentarily because of what you know or do, but you’ll only succeed permanently because of what you are.” The Word for You Today, 12-29-18

Proverbs 22 showed me there are things that are more important than riches.

Proverbs 22:1-4, “A good name is more desirable than great riches; to be esteemed is better than silver or gold. (2) Rich and poor have this in common: The Lord is the Maker of them all. (3) The prudent see danger and take refuge, but the simple keep going and pay the penalty. (4) Humility is the fear of the Lord; its wages are riches and honor and life.” New International Version

Has God given you something you desired or wanted?

©2009-2018 thisyearsbiblereadingguide.com. All Rights Reserved.


The Test

You prayed the “Save Me, Jesus, Prayer” and couldn’t believe the freedom you felt. Then everything seemed to go wrong. Did you do something wrong? Are you being punished?

No, you are doing something right and the devil is mad. Satan tested Jesus!

You will have a test.

Matthew 4:4, “Next Jesus was taken into the wild by the Spirit for the Test. …” The Message

Deny yourself to prepare for the test. Don’t give in to your whims.

Matthew 4:2, “Jesus prepared for the Test by fasting forty days and forty nights.” The Message

Get your answers from the Bible.

Matthew 4:4, “Jesus answered by quoting Deuteronomy: ‘It takes more than bread to stay alive. It takes a steady stream of words from God’s mouth.’ ” The Message

Satan will use Bible verses – taken out of context – to trick you.

Matthew 4:5-6, “For the second test the Devil took Him to the Holy City. He sat Him on top of the Temple. (6) And said, ‘Since you are God’s Son, jump.’ The Devil goaded Him by quoting Psalm 91: ‘He has placed you in the care of angels. They will catch you so that you won’t so much as stub your toe on a stone.’ ” The Message

Read the verses before and after the quote to understand them.

Matthew 4:7, “Jesus countered with another citation from Deuteronomy: ‘Don’t you dare test the Lord your God.’ ” The Message

Satan’s goal is to keep you following him. He uses things, power, fame, and pride to tempt you.

Matthew 4:8-9, “For the third test, the Devil took him to the peak of a huge mountain. He gestured expansively, pointing out all the earth’s kingdoms, how glorious they all were. Then he said, ‘They’re yours – lock, stock, and barrel. Just go down on your knees and worship me, and they’re yours.’ ” The Message

Don’t back down.

Matthew 4:10, “Jesus’ refusal was curt: ‘Beat it, Satan!’ He backed his rebuke with a third quotation from Deuteronomy: ‘Worship the Lord your God, and only Him. Serve Him with absolute single-heartedness.’ ” The Message

Remember testing means you’re doing something right! And if you fail the test, repent and start again.

Are you in a test right now?

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