About Frugal Fish

I grew up on Elim Bible Institute, Lima NY & Pinecrest Bible Training Center (Now the Whitestone Academy), Salisbury Center, NY, where my father was on staff. I have read the Bible through, every year since I was 13. I moved to Fairfield and started playing the piano at the Foursquare Church. I became secretary/treasurer and served for 24 years, stepping down due to a health issue. My family now attends the Fairfield satellite of Faith Christian Outreach Center, Mt. Pleasant, where we serve in the worship band. We have three grown children and one grandchild. ©2009-2018 frugalfish.org. All rights reserved.

Sticking to It

March 21, 2019: Ecclesiastes 6-10.

I intended to watch the first part of the last “Financial Peace University” video. But I had an eye doctor appointment. It can wait. Two weeks ago he shared the secret book billionaires read over and over.

Ecclesiastes 7:8, “Endings are better than beginnings. Sticking to it is better than standing out.” The Message

* * * * * * *

Ecclesiastes 9:11, “I took another walk around the neighborhood and realized that on this earth as it is – The race is not always to the swift…” The Message

* * * * * * *

“…Your steps to success: (1) Recognize your gift. (2) Know your goal. (3) Dedicate yourself to the process no matter how long it takes. (4) Trust God to bless your efforts.” “The Word for You Today,” March 21, 2019

At the eye doctor’s I learned my distance vision has improved. My near vision didn’t. I needed new glasses.

It took me an hour to choose new frames. (My current frames steam up or slide down my nose.)

Google said, “A modified cat eye or rectangular frame is the most flattering for a diamond-shaped face.” (Oval frames work for defined diamond-shaped faces, not rounded ones.)

They didn’t have any green frames that I liked. I chose a pair with a touch of blue to enhance my gray/green eyes. It has adjustable nose pieces. They can move them away from my face to avoid steaming over. (Maybe that part in my left eyelashes will close.) Next time, I will only need to replace the glass.

Sue was shopping for her first pair of glasses. I told her the pros and cons of nose pieces. Her total seemed large to her husband.

“My glasses start at $500,” I informed them.

I know I could get them cheaper, but this eye doctor was a neighbor. Our kids are friends. I’ll gladly pay the difference to them. (I shop locally.)

But God had a surprise for me!

They took $30 off of my frames for their 30-year-anniversary. And their lab package special included everything I needed plus an anti-glare coating for $249. I got my $500 glasses for $349! Thank you, Jesus!

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

Prayer for Nebraska and Iowa

Dear Father,

I pray for those affected by the flood. Jeremiah 34 tells us You search for Your sheep and seek them out.

Deliver them from all the scattered places. Seek the lost and bring back those driven away.

Bind up the broken and strengthen the sick. Don’t let them be afraid. Do not let them be hungry, nor bearing shame.

Show them that You are with them. Remind them that they are men and You are their God.

Come from the four winds and breathe on the land, Jeremiah 36:9. Restore their hope, Jeremiah 36:11. Wind of God, pass over the floods and make the water recede, Genesis 8:1.

In the Name of our Lord Jesus Christ,

Amen

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

Make the Most of What God Gives

March 20, 2019: Ecclesiastes 2-5.

There was a spinach dip in a bread bowl and zucchini bread! That counted as 2 servings of vegetables, right? (I opted for crackers over the bread.) Then I resisted the red velvet cupcake and settled for a mini chocolate one. And that sugar cookie was fat-free, so it didn’t count.

The chocolate chip bars I took seemed boring compared to the rest of the offerings.  Little Smokies, meat, crackers, cheese, cakes, and lemonade to wash it down.

The last class of “Financial Peace University” was a party. We each shared one thing that changed from taking the class. I shared that we started to dream again. We are working as a team to meet our financial goals.

I realized handling money can either bring a couple closer together or drive them apart. You can’t do the homework without communication and teamwork. You have to go in the same direction.

Ecclesiastes 2:13, 14, “But I did see that it’s better to be smart than stupid, just as light is better than darkness. (14) Even so, though the smart ones see where they’re going and the stupid ones grope in the dark, they’re all the same in the end. One fate for all – and that’s it.” The Message

I’m grateful our church hosted this class. They even scheduled a follow-up meeting to make sure we stay on track.

Ecclesiastes 5:1, “Watch your step when you enter God’s house. Enter to learn. That’s far better than mindlessly offering a sacrifice. Doing more harm than good.” The Message

It’s about:

  • Being good stewards with our finances.
  • Making the most of every opportunity.
  • Working to live, not living to work.
  • Finding fulfillment in serving and giving.
  • Living like no one else now, so later we can live and give like no one else!

Ecclesiastes 5:18, 19, “After looking at the way things are on this earth, here’s what I’ve decided is the best way to live: Take care of yourself, have a good time, and make the most of whatever job you have for as long as God gives life. And that’s about it. The human lot. (19) Yes, we should make the most of what God gives, both the bounty and the capacity to enjoy it, accepting what’s given and delighting in the work. It’s God’s gift.” The Message

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

Solomon Built Extravagantly

March 19, 2019: 2 Chronicles 8; 1 Kings 10; 2 Chronicles 9; Ecclesiastes 1.

Wednesday night will be the last “Financial Peace University” class. I can’t wait to change our retirement portfolio. But, I need to review our insurance policies first. I’m waiting for the third quote.

* * * * * * * *

King Solomon was the wisest and richest king that ever lived. What did he invest in? Properties.

2 Chronicles 8:6, “…Solomon built impulsively and extravagantly – wherever a whim took him. And in Jerusalem, in Lebanon – wherever he fancied.” The Message

Solomon had tens of thousands of slaves and thousands of managers and administrators. They built and maintained the properties.

Properties are a good investment if I have the time and knowledge to keep them up. I need to start by maintaining the things I already own. God will not give me more if I don’t take care of what I have.

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

A Bolt of Lightning

March 18, 2019: 2 Chronicles 7; 1 Kings 9.

Spring is almost here and to many, that means fires – campfires and grilling. I do look forward to a juicy hamburger fresh off the grill.

A fire was important in the Old Testament times. They didn’t have matches. They kept coals and carried them wherever they went.

Genesis 22:7, “…Here is the fire and the wood…” Modern English Version

The fire on the altar in the Tabernacle was “Holy Fire.” Adab and Nabihu died when they used it incorrectly, (see Leviticus 10:1-7).

God instructed Moses to keep the fire on the altar burning perpetually. It was never to go out. They carried the coals when they traveled.

Leviticus 6:13, “Keep the fire burning on the Altar continually. It must not go out.” The Message

Why was this fire holy? God started it!

Leviticus 9:24, “Fire blazed out from God and consumed the Whole-Burnt-Offering and the fat pieces on the Altar. When all the people saw it happen they cheered loudly and then fell down, bowing in reverence.” The Message

When Solomon completed the Temple, God sent fresh fire. I’m sure there were still coals from the original fire in the Tabernacle. But God sent lightning to consume the sacrifice all at once.

2 Chronicles 7:1, “When Solomon finished praying, a bolt of lightning out of heaven struck the Whole-Burnt-Offering and sacrifices and the Glory of God filled the Temple.” The Message

When God starts a fire in you, it is easy to sacrifice. We need to fan the flames and feed that fire. It is our responsibility to keep the fire burning. But God is gracious, occasionally He sends fresh fire.

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

For the Rock Who Saved Us

March 17, 2019: Psalms 95, 97-100, 132.

I was happy to see Mary at church. Grief has made her a bit of a recluse. But when her grandson asked her to come to church with him, she agreed. It’s a decision she will never regret.

Pastor Monte Knudsen preached on “Dealing with Doubt.”

“Satan uses doubt to steal your purpose; kill your potential; and destroy your possibilities. …We have to recognize the source of doubt, resist it, and believe what God has said over our circumstances. …God keeps His promises and brings order to our chaos.” Pastor Monte Knudsen, Faith Christian Outreach Church, March 17, 2019

Austin, Mary’s grandson, decided he was done living in doubt. He went forward and prayed the “Save me, Jesus, Prayer”. Mary wasn’t the only one with tears in her eyes.

Psalms 95:1, “Come, let’s shout praises to God, raise the roof for the Rock who saved us!” The Message

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

Applause, Everyone!

March 16, 2019: 2 Chronicles 5, 6; Psalms 46-48, 87, 93.

 

Today is Richard and Kortney’s 40th Wedding Anniversary party. They are my daughter-in-law Bethany’s parents. Richard is a contractor and David sees him regularly at the lumberyard.

They are involved in many volunteer activities and work together as a team. (That is one secret to a long marriage: Work as a team!)

We picked up Mom to surprise them. They went to the same church for over a decade. Kortney was happy to see her and Mom got to catch up with other friends.

It was a day of celebration and joy! God was there in that church basement rejoicing with us. (Another secret to a long marriage: Go to church together faithfully!)

Psalms 47:1, “Applause, everyone. Bravo, bravissimo! Shout God-songs at the top of your lungs!” The Message

* * * * * * *

Psalms 47:9, “Princes from all over are gathered, people of Abraham’s God. The powers of earth are God’s – He soars over all.” The Message

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

That About Wrapped It Up

March 15, 2019: 2 Chronicles 4; 1 Kings 8.

 

2019 “Relevant” Bible Reading Guide

It’s done. Finally. The 2019 “Relevant” Bible Reading Guide is posted and scheduled. You may print it from the menu above. Or print each month when they publish on the 25th.

I had the most trouble with this year’s guide. I actually went through the double-checking process twice. I recorded the date we will read each chapter next to it. I had to finish it today. God made that clear in the verse He showed me.

2 Chronicles 4:1, “…And that about wrapped it up: Hiram completed the work he had contracted to do for King Solomon.” The Message
 
 
Missing In Action

I apologize for being “MIA” the last week. I was sick. I still read every day but didn’t write a post. I did want to share a few highlights of the week.

 

Tuesday, March 11th

My sore throat made my voice come and go. I’m ready to get off the couch and back to life.

Proverbs 24:13, “Eat honey, dear child – it’s good for you…” The Message

 

The honey helped! I’m turning the corner.

 

Wednesday, March 13th

I did one of the three tasks I normally do on a Wednesday. I’m making a comeback!

After playing for the worship service, I gathered my music and headed to class. I forgot to unplug my in-ear headphones from the Aviom. When I reached the end of the cord, I realized my mistake.

I turned around to unplug the cord and accidentally stepped into the strap of my purse. When I turned back around, I felt it wrapped around my ankle. Luckily, I didn’t wipe out.

Yeah, I’m back.

Proverbs 30:32, “If you’re dumb enough to call attention to yourself…” The Message

 

Most of the time, I’m hoping no one is paying attention to me!

 
Thursday, March 14, 2019

We have only one more class in Financial Peace University. I watched the video to see the part I missed while playing for the service. There is so much information and many ways to improve our finances.

I thought when we have a certain amount of money in savings I would be secure. God showed me I can’t have security without stability. If I can’t live on less than we make, our savings will quickly disappear.

Proverbs 3:17, “He placed the pillars in front of the Temple, one on the right, and the other on the left. The right pillar he named Jakin (Security) and the left pillar he named Boaz (Stability).” The Message

* * * * * * *

“…Pillars were commonly used in this way to mark the entrance to ancient temples. …Their names seem to make them symbolic of God’s presence in His strength.” Chronological Study Bible Notes

* * * * * * *

“…Regardless of how much money I earned or saved, I never felt quite secure. …I’ll never forget a conversation I had with my first coach about security. …He said, ‘Cheryl, true security comes from having a reserve in all areas of your life – community, love, self-esteem, a connection to God, and health, in addition to financial reserves. Until you invest in these other areas, you’ll always feel insecure, regardless of how much money you have.’ ” “Life Makeovers” by Cheryl Richardson

 

Security and stability are only found in God’s strength.

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

#bible

Your Mother’s Teachings

March 7, 2019: Proverbs 5-9.

 

  • Wash your hands with soap.
  • Drink lots of water.
  • Stay in bed.
  • Eat chicken noodle soup.
  • Eat spicy foods.
  • Get plenty of Vitamin C.
  • An apple a day keeps the doctor away.
  • Keep a vaporizer going.
  • Take a nap.
  • Rub Vicks on your face and throat.

I ate 2 apples and a Vitamin C drop. The diffuser in my office wasn’t cutting it. I grabbed my books and notebooks and went back to bed.

My books are between the bed and the bookshelf with the titles facing up. There’s a pitcher of water on the floor next to them. On the top shelf is a bag of Hall’s Strawberry Drops. The vaporizer is chugging merrily along.

I wrote in the morning and then took a nap. I brought the Chromebook into the bedroom long enough to publish my post. (The screen turned pink when I had the vaporizer in my office.) 

David brought home a 6-pack of tacos and a pound of potato oles. Then he made me shut the TV off at 8:30 p.m.

He’s as mean as Dad. I can still hear him say, “Go take a shower and wash those germs off. Then you’ll feel better.”

Proverbs 6:20-23, “Good friend, follow your father’s good advice; don’t wander off from your mother’s teachings.
(21) Wrap yourself in them from head to foot, wear them like a scarf around your neck.
(22) Wherever you walk, they’ll guide you; wherever you rest, they’ll guard you; when you wake up, they’ll tell you what’s next.
(23) For sound advice is a beacon, good teaching is a light, moral discipline is a life path.” The Message

 

* * * * * * *

Proverbs 7:1-3, “Dear friend, do what I tell you; treasure my careful instructions.
(2) Do what I say and you’ll live well. My teaching is as precious as your eyesight – guard it.
(3) Write it out on the back of your hands; etch it on the chambers of your heart.”
The Message

 

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

#bible

Men Who Walk Straight

March 6, 2019: Proverbs 1-4.

 

Investments

The Dave Ramsey class last night was on investments. He explained Mutual Funds and diversification. His recommended percentages floored me. They were the same percentages God gave me when we opened David’s 401K. We never changed them or borrowed the money.

Fast forward to 2017. We made 20% on our investments. The company strongly suggested we “rebalance” our accounts. We lost the 20% we earned plus all the money we invested in 2018. In January, we “rebalanced” again. I’m sure our “rebalancing” brought in greater profits for their company. I’m ready to move on.

Proverbs 1:18-19, “Nobody robs a bank with everyone watching, (19) Yet, that’s what these people are doing – When you grab all you can get, that’s what happens: the more you get, the less you are.”
The Message

* * * * * * * *

Proverbs 2:21, “It’s the men who walk straight who will settle this land, the women with integrity who will last here.”
The Message

 

©2009-2019 thisyearsbiblereadingguide.com. All Rights Reserved.

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